You do not need a Medicare agent to enroll in Medicare, you can go directly through an insurance agency, however, using a knowledgeable and experienced Medicare agent, like myself, can help you better understand your risks and options associated with the Medicare plan that you choose. As your agent I can also help you down the road if you run into any issues. I recommend deciding which plan provides the best coverage for you and your situation and then enlist my help so that you have a better understanding of how your coverage works.

The price for Medicare coverage varies based upon which plan you choose, but you will likely pay the Part B premium to Medicare. Beyond that, you may pay for other premiums, deductibles, co-pays, and co-insurance. The total amount you pay will depend on the type of Medicare plan(s) that you choose and the health care services you use during the year.  

If you're turning 65, you can enroll in a Medicare plan. You have a seven-month period to join during this time which includes three months before you turn 65, through your birthday month and into three months after the month you turn 65. 

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• The general enrollment period for Medicare Part A and Part B is between January 1 and March 31 each year if- you did not sign up when you were first eligible or you aren't eligible for a special enrollment period

• Annual enrollment period is October 15 to December 7, this is when anyone can make changes to their coverage and enroll in a Medicare plan each year

• The Medicare Advantage enrollment period takes place from January 1 through March 31 annually  

If you live in East Moline and the Quad Cities area, you can enlist my help to determine which dentists near you accept Medicare insurance. I can also help you choose the appropriate plan that best fits your needs.